Rate Breakdown

Property taxes in Cumberland County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Cumberland County

Property taxes in Cumberland County are based on the assessed value of your property and the applicable tax rate, known as the millage rate. The county assesses property values annually, considering factors such as market conditions, property improvements, and comparable sales. The assessed value is then multiplied by the millage rate, which is set by local governing bodies, including the Board of Supervisors and the School Board. For example, if your property is assessed at $200,000 and the combined millage rate is $1.00 per $100 of assessed value, your annual property tax would be $2,000.

• Assessment Process: Conducted annually by the Commissioner of the Revenue’s office.
• Millage Rate: Determined by local authorities and applied to the assessed value.

Available Exemptions

Cumberland County offers several property tax exemptions to eligible residents. These exemptions can reduce your tax burden significantly:

• Homestead Exemption: Available to homeowners who use their property as their primary residence.
• Senior Citizen Exemption: Provides relief to residents aged 65 or older who meet specific income requirements.
• Disability Exemption: Offered to individuals with permanent and total disabilities.
• Veteran Exemption: Available to honorably discharged veterans and their surviving spouses, with additional benefits for those with service-connected disabilities.

To apply for these exemptions, contact the Commissioner of the Revenue’s office with the necessary documentation.

Payment Schedule & Deadlines

Property taxes in Cumberland County are typically due in two installments:

• First Installment: Due by June 5th.
• Second Installment: Due by December 5th.

If you prefer to pay in full, the entire amount is due by June 5th. Late payments incur penalties and interest, starting at 10% of the unpaid balance and accruing monthly. Payment options include online payments, mail, or in-person at the Treasurer’s office. To avoid penalties, ensure your payment is postmarked or received by the deadline.

Appealing Your Assessment

If you believe your property has been assessed incorrectly, you have the right to appeal. The process is straightforward:

• Step 1: File a written appeal with the Commissioner of the Revenue’s office within 30 days of receiving your assessment notice.
• Step 2: Provide supporting evidence, such as recent appraisals, comparable property sales, or documentation of property defects.
• Step 3: Attend a hearing with the Board of Equalization, where your case will be reviewed.

If unsatisfied with the Board’s decision, you may appeal further to the Circuit Court. Act promptly, as deadlines are strictly enforced.