Rate Breakdown

Property taxes in Titus County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Titus County

Property taxes in Titus County are based on the assessed value of your property, determined by the Titus County Appraisal District (TCAD). The process involves:

• Assessment: TCAD appraises your property annually, considering market value, property type, and improvements.
• Tax Rates: Local taxing entities (e.g., county, school districts, cities) set millage rates (tax rates per $100 of assessed value). Your final tax bill is calculated by multiplying the assessed value by the combined rates.
• Notice: Property owners receive an appraisal notice in spring, with the opportunity to dispute the valuation if incorrect.

Available Exemptions

Texas offers several property tax exemptions to reduce taxable value. Key exemptions in Titus County include:

• Homestead Exemption: Primary residents may deduct a portion of their home’s value from taxation (e.g., $25,000 for school taxes).
• Senior Citizen Exemption: Homeowners aged 65+ qualify for additional school tax exemptions and may defer payments.
• Disability Exemption: Disabled homeowners receive similar benefits to seniors, including potential tax freezes.
• Veteran Exemptions: Veterans with service-related disabilities or surviving spouses may qualify for partial or full exemptions.

Apply for exemptions through TCAD by submitting the required forms (e.g., Form 50-114 for homestead) by April 30.

Payment Schedule & Deadlines

Titus County property taxes are due annually by January 31, with the following options:

• Full Payment: Pay the total amount by January 31 to avoid penalties.
• Installments: Homeowners aged 65+ or with disabilities may pay in four installments (Jan. 31, March 31, May 31, and July 31) without penalty.
• Late Payments: Delinquent taxes incur a 6% penalty in February, plus additional monthly interest (up to 12%). After July, accounts may face legal action or liens.

Payments can be made online, by mail, or in person at the Titus County Tax Office.

Appealing Your Assessment

If you believe your property is overvalued, follow these steps to appeal:

• File a Protest: Submit a written protest to TCAD by May 15 (or 30 days after receiving your appraisal notice).
• Evidence: Gather supporting documents (e.g., recent sales of comparable properties, repair estimates).
• Hearing: Present your case to the Appraisal Review Board (ARB), which will issue a decision.
• Further Appeals: If dissatisfied, you may file a lawsuit in district court or request binding arbitration.

Consult TCAD’s website or a local tax professional for detailed guidance on deadlines and requirements.