Rate Breakdown

Property taxes in Starr County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Starr County

In Starr County, Texas, property taxes are calculated based on the appraised value of your property and the local tax rates (millage rates) set by various taxing entities. The process involves:

• Assessment: The Starr County Appraisal District (SCAD) determines the market value of your property annually. Appraisers consider factors like location, size, and recent sales of comparable properties.
• Tax Rates: Taxing entities, such as the county, school districts, and cities, set their own rates per $100 of assessed value. For example, if your home is valued at $100,000 and the combined tax rate is 2.5%, your annual tax would be $2,500.
• Tax Calculation: Taxes owed = (Appraised Value - Exemptions) × (Tax Rate / 100). SCAD mails tax bills in October each year.

Available Exemptions

Texas offers several property tax exemptions to reduce taxable value for eligible homeowners. Key exemptions in Starr County include:

• Homestead Exemption: Primary residences qualify for a $40,000 school district tax reduction and up to 20% off county taxes. Apply with SCAD by April 30.
• Senior Citizen Exemption: Homeowners aged 65+ receive an additional $10,000 school tax exemption and may defer taxes until the property is sold.
• Disability Exemption: Disabled homeowners qualify for similar benefits as seniors, including potential school tax freezes.
• Veteran Exemptions: Disabled veterans may receive partial or full exemptions based on disability rating, while surviving spouses of veterans killed in action are also eligible.

Payment Schedule & Deadlines

Starr County property taxes are due annually, with the following key dates and options:

• Deadline: Taxes are due by January 31 of the following year. Payments postmarked by this date avoid penalties.
• Installment Plans: Homeowners aged 65+ or with disabilities may pay in four installments (Jan. 31, March 31, May 31, and July 31) without penalty.
• Late Payments: Delinquent taxes incur a 6% penalty in February, plus 1% interest monthly. After July, legal action may begin.

Appealing Your Assessment

If you believe your property is overvalued, you can appeal SCAD's assessment:

• Deadline: File a protest with SCAD by May 15 or within 30 days of receiving your appraisal notice.
• Evidence: Gather comparable sales data, repair estimates, or photos to support your claim of incorrect valuation.
• Process: SCAD reviews your protest informally first. If unresolved, a formal hearing with the Appraisal Review Board (ARB) is scheduled. Further appeals can be filed in district court.

For assistance, contact SCAD at (956) 487-5571 or visit their office in Rio Grande City.