Rate Breakdown

Property taxes in Mills County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Mills County

Property taxes in Mills County are based on the appraised value of your property, determined by the Mills County Appraisal District (MCAD). The process involves:

• Assessment: MCAD evaluates your property's market value annually, considering factors like location, size, and improvements.
• Tax Rates: Local taxing entities (e.g., county, school districts, cities) set millage rates (tax rates per $1,000 of value). Your tax bill is calculated by multiplying the assessed value (minus exemptions) by the combined rates.
• Tax Statements: Bills are mailed in October, with payments due by January 31 of the following year.

Available Exemptions

Texas offers several property tax exemptions to reduce taxable value. Mills County residents may qualify for:

• Homestead Exemption: Primary residences can receive up to a $40,000 reduction in school district taxes and a $3,000 county tax reduction.
• Senior Exemption (65+): Additional $10,000 off school district taxes, with potential freeze on school taxes for qualifying seniors.
• Disability Exemption: Similar to senior exemptions for disabled homeowners.
• Veteran Exemptions: Partial exemptions for disabled veterans (10-100% disability) and full exemptions for 100% disabled veterans or surviving spouses.

Apply for exemptions through MCAD by April 30. Documentation (e.g., proof of age, disability status) is required.

Payment Schedule & Deadlines

Mills County property taxes are due in full by January 31. Key details:

• Installment Plans: Homeowners may pay in four installments (Jan. 31, March 31, May 31, and July 31) without penalty if the first payment is made by January 31.
• Late Payments: Delinquent taxes incur a 6% penalty in February, plus 1% interest monthly (up to 12%). After July, accounts may face legal action or liens.
• Payment Methods: Pay online, by mail, or in person at the Mills County Tax Office.

Appealing Your Assessment

If you believe your property is overvalued, you can appeal to MCAD:

• Deadline: File a protest by May 15 or within 30 days of receiving your appraisal notice.
• Process: Submit evidence (e.g., recent sales of comparable properties, repair estimates) to support your claim. Informal reviews with MCAD are encouraged first.
• Formal Hearing: If unresolved, request a hearing before the Appraisal Review Board (ARB), which issues a final decision.
• Further Appeals: Dissatisfied owners may file a lawsuit or request binding arbitration if the dispute involves $1 million or less in value.

Consult MCAD or a tax professional for guidance on appeals.