Rate Breakdown

Property taxes in Llano County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Llano County

In Llano County, property taxes are based on the assessed value of your property, determined by the Llano Central Appraisal District (LCAD). The process involves:

• Assessment: LCAD appraises your property annually, considering market value, location, and improvements.
• Tax Rates: Local taxing entities (county, school districts, cities) set millage rates (tax rates per $1,000 of assessed value). Your final tax bill combines these rates.
• Calculation: Taxes owed = (Assessed Value - Exemptions) × (Total Tax Rate / 100). For example, a $300,000 home with a $50,000 homestead exemption and a 2% tax rate would owe $5,000 annually.

Available Exemptions

Texas offers several property tax exemptions to reduce taxable value. Key exemptions in Llano County include:

• Homestead Exemption: Primary residents may deduct $40,000 (school taxes) and $3,000 (county taxes) from their home’s assessed value. File with LCAD by April 30.
• Senior Exemption (65+): Additional $10,000 school tax exemption and possible county tax freezes. Income limits may apply.
• Disability Exemption: Qualifying disabled residents receive similar benefits to seniors.
• Veteran Exemptions: Disabled veterans may qualify for partial or full exemptions based on disability rating. Surviving spouses of veterans killed in action also qualify.

Submit exemption applications to LCAD with proof of eligibility (e.g., ID, disability certification).

Payment Schedule & Deadlines

Llano County property taxes are due annually, with the following key dates:

• Bill Issuance: Tax bills are mailed in October.
• Deadline: Payments are due by January 31 of the following year. Late payments incur penalties (7% in February, up to 12% by July).
• Installment Plans: Homeowners 65+ or with disabilities may pay in four installments (Jan. 31, March 31, May 31, and July 31) without penalty.

Pay online, by mail, or in person at the Llano County Tax Office. Delinquent taxes may lead to liens or foreclosure.

Appealing Your Assessment

If you believe your property is overvalued, follow these steps to appeal:

• Review Notice: LCAD mails appraisal notices by April. Check for errors in property details or valuation.
• File a Protest: Submit a protest to LCAD by May 15 (or 30 days after the notice, whichever is later). Use Form 50-132 or file online.
• Evidence: Provide comparable sales, repair estimates, or photos to support your claim.
• Hearing: Attend an informal meeting with LCAD or a formal hearing with the Appraisal Review Board (ARB).

If unsatisfied with the ARB’s decision, you may pursue further action in district court. Consult a tax professional for guidance.