Rate Breakdown

Property taxes in Kerr County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Kerr County

Property taxes in Kerr County are based on the assessed value of your property and the millage rates set by local taxing entities. The Kerr Central Appraisal District (KCAD) is responsible for determining the market value of your property annually. This value is then multiplied by the assessment ratio (currently 100% in Texas) to calculate the taxable value. Local taxing units, such as the county, school districts, and municipalities, set their own millage rates (tax rates per $100 of assessed value). Your total property tax bill is the sum of taxes levied by each entity.

• Assessment Process: KCAD evaluates properties based on market conditions, property size, and features.
• Millage Rates: Rates vary depending on the taxing jurisdiction and are applied to the taxable value.

Available Exemptions

Texas offers several property tax exemptions to reduce your tax burden. Kerr County residents may qualify for the following:

• Homestead Exemption: Reduces the taxable value of your primary residence by a set amount.
• Senior Citizen Exemption: Provides additional tax relief for homeowners aged 65 or older, including a freeze on school district taxes.
• Disability Exemption: Available to homeowners with disabilities, offering similar benefits to the senior exemption.
• Veteran Exemptions: Veterans with disabilities may qualify for partial or full exemptions based on their disability rating.

To apply for exemptions, submit the appropriate forms to the Kerr Central Appraisal District.

Payment Schedule & Deadlines

Property taxes in Kerr County are typically due by January 31st of the following year. If you miss this deadline, penalties and interest will accrue. Property owners have the option to pay in installments:

• First installment: Due by January 31st.
• Second installment: Due by March 31st (additional fees may apply).

Failure to pay by the deadline can result in penalties up to 12% of the unpaid tax, interest charges, and potential legal action, including foreclosure.

Appealing Your Assessment

If you believe your property has been overvalued, you can appeal the assessment. The appeals process in Kerr County involves the following steps:

• File a Protest: Submit a protest form to the Kerr Central Appraisal District by the deadline (typically May 15th or 30 days after the notice is mailed).
• Informal Meeting: Meet with an appraiser to discuss your concerns and provide evidence, such as comparable property values or recent appraisals.
• Formal Hearing: If unresolved, your case will be reviewed by the Appraisal Review Board (ARB), which will issue a decision.

If you disagree with the ARB’s decision, you may pursue further action through district court or binding arbitration.