Rate Breakdown

Property taxes in Kendall County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Kendall County

In Kendall County, Texas, property taxes are based on the appraised value of real estate and other taxable property. The process begins with the Kendall County Appraisal District (KCAD), which assesses the market value of all properties annually. This assessed value is then multiplied by the local millage rate (tax rate per $1,000 of value) set by taxing entities such as school districts, county government, and municipal authorities.

• Assessment Process: KCAD evaluates property values using market data, property inspections, and income approaches for commercial properties.
• Millage Rates: Rates vary by jurisdiction but typically range between 1.5%–2.5% of the appraised value. For example, Boerne ISD’s 2023 rate was approximately 1.02%.

Available Exemptions

Texas offers several property tax exemptions to reduce taxable value for eligible homeowners:

• Homestead Exemption: Primary residents may deduct a portion of their home’s value (e.g., $40,000 for school taxes). Apply by April 30 with KCAD.
• Senior Citizen Exemption: Homeowners aged 65+ qualify for additional school tax freezes and exemptions.
• Disability Exemption: Disabled residents may receive similar benefits to seniors.
• Veteran Exemptions: Veterans with service-connected disabilities or surviving spouses may qualify for partial or full exemptions.

Submit exemption applications to KCAD with proof of eligibility (e.g., ID, disability documentation).

Payment Schedule & Deadlines

Kendall County property taxes are due January 31 of the following tax year. Payment options include:

• Full Payment: Pay the entire bill by January 31 to avoid penalties.
• Installments: Split payments into four installments (Jan. 31, March 31, May 31, and July 31) with no penalty if paid on time.

Late Payments: Delinquent taxes incur a 6% penalty in February, plus 1% monthly interest (up to 12%). After July, accounts may face legal action or foreclosure.

Appealing Your Assessment

If you believe your property is overvalued, follow these steps to appeal:

• File a Protest: Submit a protest form to KCAD by May 15 (or 30 days after the appraisal notice is mailed).
• Provide Evidence: Gather comparable sales, repair estimates, or appraisal reports to support your claim.
• Hearing: Present your case to the Appraisal Review Board (ARB), which issues a binding decision.

If dissatisfied with the ARB’s ruling, you may pursue further appeal through district court or binding arbitration.