Rate Breakdown

Property taxes in Houston County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Houston County

In Houston County, Texas, property taxes are calculated based on the appraised value of your property and the applicable tax rates (millage rates). The process involves the following steps:

• Assessment: The Houston County Appraisal District (HCAD) determines the market value of your property annually. This value is then adjusted based on any exemptions or special valuations.
• Tax Rates: Local taxing entities, such as school districts, cities, and the county, set their own millage rates (tax rates per $1,000 of assessed value). These rates are combined to determine your total property tax bill.
• Calculation: Your tax due is calculated as: (Appraised Value - Exemptions) × (Total Millage Rate / 1,000).

Tax bills are typically mailed in October, with payments due by January 31 of the following year.

Available Exemptions

Houston County offers several property tax exemptions to reduce your taxable value. Key exemptions include:

• Homestead Exemption: Available for primary residences, this exemption reduces your home’s taxable value by a fixed amount (e.g., $25,000 for school taxes).
• Senior Citizen Exemption: Homeowners aged 65+ may qualify for additional exemptions, including a freeze on school district taxes.
• Disability Exemption: Disabled homeowners may receive exemptions similar to seniors, depending on eligibility.
• Veteran Exemptions: Veterans with service-related disabilities or surviving spouses may qualify for partial or full exemptions.

Applications for exemptions must be filed with HCAD by April 30.

Payment Schedule & Deadlines

Houston County property taxes are due in full by January 31 of the year following assessment. Key details include:

• Installment Plans: Some homeowners may qualify for quarterly installments (due by Jan. 31, March 31, May 31, and July 31).
• Late Payments: Delinquent taxes accrue penalties (up to 12%) and interest (1% per month). After July 1, unpaid taxes may face legal action or foreclosure.
• Payment Methods: Payments can be made online, by mail, or in person at the Houston County Tax Office.

Appealing Your Assessment

If you believe your property’s appraised value is inaccurate, you can appeal to HCAD. The process includes:

• Informal Review: Contact HCAD to discuss your valuation before filing a formal appeal.
• Formal Appeal: File a written protest by May 15 (or 30 days after your notice is mailed). Provide evidence (e.g., comparable sales, repair estimates) to support your claim.
• Appraisal Review Board (ARB): If unresolved, your case will be heard by the ARB, which issues a final decision.

Consult a property tax professional if you need assistance with complex appeals.