Rate Breakdown

Property taxes in Harrison County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Harrison County

In Harrison County, Texas, property taxes are calculated based on the appraised value of your property and the combined millage rates set by local taxing entities. The process involves:

• Assessment: The Harrison County Appraisal District (HCAD) determines the market value of your property annually. Appraisers consider factors like location, size, and recent sales of comparable properties.
• Tax Rates: Local entities (e.g., county, school districts, cities) set their own millage rates (tax rates per $1,000 of assessed value). These rates are combined to form your total property tax rate.
• Calculation: Your tax bill is calculated by multiplying the appraised value (minus exemptions) by the total tax rate. For example, a $200,000 home with a 2% tax rate would owe $4,000 annually.

Available Exemptions

Harrison County offers several exemptions to reduce taxable property value:

• Homestead Exemption: Primary residences qualify for a reduction in assessed value (up to 20% for school taxes). File with HCAD by April 30.
• Senior Citizen Exemption: Homeowners aged 65+ may receive additional school tax freezes and exemptions.
• Disability Exemption: Disabled homeowners qualify for similar benefits as seniors, including tax freezes.
• Veteran Exemptions: Veterans with service-related disabilities may qualify for partial or full exemptions based on disability rating.

Apply for exemptions through HCAD with proof of eligibility (e.g., age, disability status, or military records).

Payment Schedule & Deadlines

Harrison County property taxes are due annually, with the following key dates:

• Deadline: Taxes are due by January 31 of the following year. Late payments incur penalties starting February 1 (7% penalty) and additional fees monthly.
• Installment Plans: Homeowners may pay in four installments (due by Jan. 31, March 31, May 31, and July 31) without penalty if applied by January 31.
• Delinquency: Unpaid taxes after July 31 may result in legal action, including liens or foreclosure.

Payments can be made online, by mail, or in person at the Harrison County Tax Office.

Appealing Your Assessment

If you believe your property is overvalued, follow these steps to appeal:

• File a Protest: Submit a formal protest to HCAD by May 15 (or 30 days after your appraisal notice is mailed).
• Evidence: Gather proof (e.g., recent sales of comparable properties, repair estimates, or photos) to support your claim.
• Hearing: Present your case to the Appraisal Review Board (ARB), which will issue a decision.
• Further Appeals: If dissatisfied, you may file a lawsuit in district court or request binding arbitration (for disputes under $5M in value).

Consult a property tax professional for guidance on complex appeals.