Rate Breakdown

Property taxes in Gillespie County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Gillespie County

Property taxes in Gillespie County are based on the appraised value of your property, determined annually by the Gillespie Central Appraisal District (GCAD). The process involves:

• Assessment: GCAD evaluates your property's market value as of January 1 each year, considering factors like location, size, and improvements.
• Tax Rates: Local taxing entities (e.g., county, school districts, cities) set millage rates (tax rates per $100 of assessed value). These rates vary depending on the jurisdiction.
• Tax Calculation: Your tax bill is calculated by multiplying the appraised value (minus exemptions) by the combined millage rates of all applicable entities.

Tax bills are typically mailed in October, with payments due by January 31 of the following year.

Available Exemptions

Gillespie County offers several exemptions to reduce taxable property value:

• Homestead Exemption: Available for primary residences, this exemption reduces your home's assessed value by a portion (e.g., $25,000 for school taxes).
• Senior Citizen Exemption: Homeowners aged 65+ qualify for additional school tax exemptions and may defer taxes until the property is sold.
• Disability Exemption: Disabled homeowners may receive exemptions similar to seniors, depending on eligibility.
• Veteran Exemptions: Veterans with service-related disabilities or surviving spouses may qualify for partial or full exemptions based on disability rating.

Applications for exemptions must be filed with GCAD by April 30 of the tax year.

Payment Schedule & Deadlines

Gillespie County property taxes are due in full by January 31 of the following year. Key details:

• Installment Plans: Homeowners may pay in four installments (January 31, March 31, May 31, and July 31) without penalty if they apply by January 31.
• Late Payments: Delinquent taxes incur a 6% penalty in February, with an additional 1% interest per month thereafter.
• Payment Methods: Payments can be made online, by mail, or in person at the Gillespie County Tax Office.

Failure to pay may result in legal action, including liens or foreclosure.

Appealing Your Assessment

If you believe your property is overvalued, you can appeal to GCAD:

• Deadline: File a protest by May 15 or within 30 days of receiving your appraisal notice, whichever is later.
• Process: Submit evidence (e.g., comparable sales, repair estimates) to support your claim. Informal reviews with GCAD are encouraged first.
• Formal Hearing: If unresolved, a formal hearing with the Appraisal Review Board (ARB) will be scheduled. You may represent yourself or hire a professional.

If dissatisfied with the ARB's decision, you may pursue further action in district court or through binding arbitration.