Rate Breakdown

Property taxes in Coffee County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Coffee County

Property tax in Coffee County is determined by a combination of the property’s assessed value and the local tax rate, often referred to as the millage rate. First, the Coffee County Assessor of Property determines the "appraised value" of your real estate based on market data. In Tennessee, residential property is assessed at 25% of its appraised value. This result is known as the "assessed value." To calculate your annual tax, the county applies the adopted tax rate (expressed per $100 of assessed value) to this figure. These funds are vital for supporting local public infrastructure, emergency services, and the Coffee County school system.

Available Exemptions

Tennessee offers several property tax relief programs designed to assist eligible homeowners. These programs are administered by the state and can significantly reduce the tax burden for qualifying individuals:

• Property Tax Relief Program: Available to low-income elderly residents (age 65 or older) and disabled homeowners who meet specific income requirements.
• Disabled Veterans Property Tax Relief: Provides significant relief to veterans who have a 100% permanent and total service-connected disability, or to their surviving spouses.
• Tax Freeze Program: Allows eligible seniors (age 65+) to "freeze" the tax amount on their primary residence at the base-year level, protecting them from future tax increases.

Eligibility criteria are strictly enforced, and applications must typically be submitted annually through the Trustee’s office.

Payment Schedule & Deadlines

Property taxes in Coffee County are due annually. By law, tax bills are mailed in October, and the payment deadline is February 28th of the following year. It is important to note the following regarding payments:

• Timely Payment: Payments must be postmarked or received by the Coffee County Trustee by the February 28th deadline to avoid penalties.
• Late Consequences: Starting March 1st, interest begins to accrue on unpaid balances at a rate of 1.5% per month. Continued delinquency may eventually lead to tax liens or the initiation of a tax sale process.
• Payment Options: The Trustee’s office typically accepts payments via mail, in-person at the county courthouse, or through authorized online portals.

Appealing Your Assessment

If you believe the appraised value of your property is inaccurate or exceeds the fair market value, you have the right to appeal. The process begins with an informal review with the Coffee County Assessor’s office. If you remain dissatisfied with the findings, you may formally appeal to the Coffee County Board of Equalization. This board meets annually to hear taxpayer concerns. It is recommended that you gather evidence, such as recent appraisals, photographs, or sales data of comparable properties, to support your claim during the hearing process. Decisions made by the County Board of Equalization may be further appealed to the State Board of Equalization if necessary.