Rate Breakdown

Property taxes in Noble County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Noble County

In Noble County, property taxes are determined by the assessed value of your real estate and the local millage rates. Every six years, the county auditor conducts a reappraisal to determine the market value of all properties, with an "update" performed three years after the reappraisal to reflect market trends. The assessed value is legally set at 35% of the appraised market value.

To calculate your tax liability, the county applies the "effective tax rate," which is derived from the millage rates approved by voters for schools, townships, villages, and county services. Because Ohio law (specifically House Bill 920) protects taxpayers from unvoted tax increases due to rising property values, these rates are adjusted annually to ensure that taxing districts receive the same amount of revenue they received when the levy was first passed, excluding new construction.

Available Exemptions

Ohio offers several programs designed to provide tax relief to specific groups of homeowners. These exemptions can significantly reduce your annual tax burden:

• Homestead Exemption: Available to homeowners who are at least 65 years old or permanently and totally disabled. This program allows eligible seniors and disabled citizens to shield a portion of their home's market value from taxation.
• Senior Citizen and Disability Exemptions: Often integrated into the Homestead program, these require proof of age or medical certification of disability.
• Disabled Veteran Exemption: A specialized version of the Homestead Exemption that provides a larger exemption amount for veterans who have a total, service-connected disability rating from the U.S. Department of Veterans Affairs.

Eligibility for these programs is based on annual income limits and residency requirements. Homeowners should contact the Noble County Auditor’s office to confirm current income thresholds and application deadlines.

Payment Schedule & Deadlines

Property taxes in Noble County are collected in two semi-annual installments. The first half is typically due by early February, and the second half is due by mid-July. The Noble County Treasurer’s office will mail tax bills well in advance of these deadlines.

If you miss a payment deadline, a 10% penalty is applied to the unpaid balance. Continued delinquency may result in the initiation of a tax lien foreclosure process. To avoid penalties, taxpayers may inquire about escrow arrangements through their mortgage lenders or set up a pre-payment plan directly with the County Treasurer’s office.

Appealing Your Assessment

If you believe the market value assigned to your property by the Auditor’s office is inaccurate, you have the right to file an appeal. The process begins with the Noble County Board of Revision (BOR). You must file a formal complaint (DTE Form 1) with the Auditor’s office, typically between January 1 and March 31 of the tax year in question.

When filing, you must provide documentation to support your opinion of value, such as a recent independent appraisal, records of a recent arm’s-length sale of your property, or evidence of comparable sales in your immediate neighborhood. The BOR will review your evidence and may schedule a hearing to make a final determination.