Rate Breakdown

Property taxes in Stillwater County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Stillwater County

Property taxes in Stillwater County are calculated based on the assessed value of the real estate and the applicable millage rates set by local taxing jurisdictions. The process begins with the County Assessor, who determines the fair market value of your property. This value is then adjusted by a percentage to determine the taxable value.

The actual tax amount is determined by "mills." One mill represents one-tenth of a cent per dollar of taxable value. Your total tax bill is the sum of the millage rates from various entities, including the county, school districts, fire departments, and city governments. To calculate your estimated tax, multiply the taxable value of your property by the total millage rate and divide by 1,000.

Available Exemptions

Montana offers several programs to reduce the tax burden on eligible homeowners. Applying for these exemptions can significantly lower your annual property tax liability:

• Homeowner's Exemption: Available to residents who own and occupy their primary residence. This reduces the taxable value of the home.
• Disabled Veteran Exemption: Provides significant tax relief for veterans with a service-connected disability, depending on the percentage of disability.
• Senior Citizen Property Tax Assistance: Low-income seniors may qualify for assistance programs to help offset property tax costs.
• Agricultural Use: Land used for legitimate agricultural purposes may be taxed at a lower rate than residential or commercial land.

Payment Schedule & Deadlines

Property taxes in Stillwater County are typically billed annually, though payment options may vary. It is critical to adhere to the following guidelines to avoid financial penalties:

• Deadline: Taxes are generally due by the date specified on your annual tax bill. Failure to pay by this date will result in interest charges.
• Installments: While most payments are made in a single lump sum, homeowners should contact the County Treasurer's office to inquire about specific payment arrangements.
• Late Consequences: Delinquent taxes accrue interest monthly. If taxes remain unpaid for an extended period, the property may be subject to a tax sale to recover the owed funds.

Appealing Your Assessment

If you believe your property has been overvalued, you have the right to appeal the assessment. The process must be initiated within a specific timeframe—usually 30 days after the notice of value is mailed.

To start the process, you must file a formal request for review with the Stillwater County Assessor. You should provide supporting evidence, such as recent appraisals or a list of comparable properties in your neighborhood that have sold for less than your assessed value. If a resolution is not reached with the Assessor, you may request a hearing before the County Board of Adjustment.