Rate Breakdown

Property taxes in Winston County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Winston County

Property tax in Winston County is calculated based on the assessed value of your real property and the local millage rate. The process begins with the County Tax Assessor, who determines the "true value" of your property. In Mississippi, residential property is assessed at 10% of its fair market value, while commercial property is assessed at 15%. This resulting figure is known as the assessed value.

The total tax bill is determined by applying the millage rate—set annually by the Winston County Board of Supervisors, the City of Louisville, and the local school district—to your assessed value. One mill is equal to $1 of tax for every $1,000 of assessed value. Because these rates fluctuate based on budgetary requirements for local infrastructure, schools, and public services, your total tax liability may change from year to year even if your property's value remains stable.

Available Exemptions

Mississippi offers several exemptions to reduce the tax burden for qualifying homeowners. You must apply for these at the Tax Assessor’s office, usually by the annual April 1st deadline.

• Homestead Exemption: Available to legal residents who occupy their primary home as of January 1st. This exemption can significantly reduce the tax owed on the first $7,500 of assessed value.
• Senior Citizens: Homeowners aged 65 or older may qualify for an additional exemption, which often eliminates school district taxes on the assessed value of their primary residence.
• Disability Exemption: Individuals who are 100% permanently disabled as certified by the Social Security Administration or other qualifying agencies may be eligible for specific tax relief.
• Veteran Exemptions: Veterans with a 100% service-connected disability rating are often entitled to a total exemption on their primary residence.

Payment Schedule & Deadlines

Property taxes in Winston County are due annually. Tax bills are typically mailed in late autumn, and the deadline for payment is February 1st of the following year. While the state allows for installment payments under specific conditions—usually split into three equal payments due in February, May, and July—taxpayers should verify current local policies with the Tax Collector’s office.

Failure to pay by the February 1st deadline results in the accrual of interest and penalties. If taxes remain unpaid, the property may be subject to a tax sale, where a tax lien is auctioned to recover the delinquent amount. It is critical to ensure your mailing address is current with the county to avoid missing your bill.

Appealing Your Assessment

If you believe your property has been overvalued, you have the right to appeal. The Winston County Board of Supervisors serves as the Board of Review. You must file a formal objection in writing before the Board adjourns its session, which typically takes place in the summer. It is recommended that you provide evidence to support your claim, such as recent appraisals, photographs showing property condition, or sales data of comparable properties in your neighborhood. You will be notified of a hearing date where you can present your case to the Board.