Rate Breakdown

Property taxes in Hubbard County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Hubbard County

In Hubbard County, property taxes are determined by a combination of the property’s estimated market value and the local tax rate, known as the tax capacity rate or “millage.” Each year, the County Assessor’s office performs an assessment to determine the market value of your property as of January 2. This value is used to calculate your tax capacity, which is then multiplied by the local tax rate—determined by the budgets set by your county, city or township, and school district.

Because these taxing jurisdictions set their budgets annually, your tax bill will fluctuate based on the total levy required to fund public services. The final tax amount is distributed across these entities, meaning your property tax is a reflection of the cost of local government operations, infrastructure maintenance, and public education funding within your specific district.

Available Exemptions

Minnesota offers several property tax relief programs to reduce the financial burden on homeowners. These exemptions are designed to lower the taxable value or provide direct refunds:

• Homestead Classification: If you own and occupy your home as your primary residence, you may qualify for the homestead classification, which often results in a lower tax rate and eligibility for the Homestead Credit Refund.
• Senior Citizens: Seniors may qualify for the Senior Citizen Property Tax Deferral, which allows eligible homeowners to defer a portion of their property taxes until the property is sold or the owner passes away.
• Disability Exemptions: Homeowners with disabilities, including those who are permanently and totally disabled, may be eligible for a reduction in their home's taxable value through the Market Value Exclusion program.
• Veterans: Minnesota provides a significant market value exclusion for veterans with a service-connected disability, with the amount of the exclusion determined by the disability rating assigned by the U.S. Department of Veterans Affairs.

Payment Schedule & Deadlines

Hubbard County property taxes are generally due in two installments. For most residential properties, the first half is due by May 15, and the second half is due by October 15. If the due date falls on a weekend, the deadline is extended to the next business day.

It is critical to pay on time to avoid penalties. Minnesota law mandates that late payments are subject to a penalty fee that increases the longer the balance remains unpaid. If taxes remain delinquent for an extended period, the county may initiate tax forfeiture proceedings, which can ultimately lead to the loss of the property. If you anticipate difficulty meeting these deadlines, contact the Hubbard County Treasurer’s office immediately to discuss potential payment arrangements.

Appealing Your Assessment

If you believe your property’s estimated market value is inaccurate or higher than its actual market value, you have the right to appeal. The process begins at the Local Board of Appeal and Equalization. You must first contact the Hubbard County Assessor’s office to discuss your valuation, as many discrepancies can be resolved through informal review. If an agreement is not reached, you may formally appeal to the County Board of Appeal and Equalization or petition the Minnesota Tax Court.