Rate Breakdown

Property taxes in Union County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

Authority	Avg. Rate
County General Fund	0.45%
School District (Avg)	1.20%
City / Local (Avg)	0.35%

How Property Tax Works in Union County

Property tax is a crucial revenue source for local governments in Kentucky, and understanding how it works is essential for all property owners. The process of assessing properties and determining the tax burden is outlined below: * **Assessment Process:** The Union County Appraiser's office conducts an annual assessment of all properties within the county. They use various methods to determine a fair market value based on comparable homes in the area, known as "comparable sales." These values are then used to calculate your property tax bill. * **Millage Rates:** Millage rates represent the amount of taxes levied per $100 of assessed value. A higher millage rate means you will pay more in property tax for each dollar of assessed value. The specific millage rate for Union County can be found on the county website or by contacting the Appraiser's office directly.

Available Exemptions

Kentucky offers several exemptions to reduce your property taxes. These exemptions can significantly lower your tax burden, depending on the criteria you meet: * **Homestead Exemption:** This exemption is available for homeowners and typically reduces their property tax liability by a specific percentage. The amount of the exemption varies based on individual income levels and household size. * **Senior Citizen Exemption:** This exemption provides tax relief for qualified senior citizens aged 65 or older. The exemption amount can vary depending on the county and individual circumstances. * **Disability Exemption:** This exemption is available to individuals with permanent disabilities that prevent them from working. The total exemption is calculated based on the disability-related expenses incurred by the individual. * **Veteran Exemption:** This exemption grants property tax relief for veterans who served in the armed forces of the United States, including active duty service and during the Vietnam War. You can find more information about all eligible exemptions from the Kentucky Department of Revenue website: [https://revenue.ky.gov/](https://revenue.ky.gov/)

Payment Schedule & Deadlines

Property taxes in Union County are typically paid on a semi-annual basis, which is usually in two installments, but you can often choose to pay more frequently. The deadlines for each payment period can be found on your property tax bill. Always remember: * **Installment Payment Options:** You may opt for paying your property taxes in two equal installments, with the first half due on [specific date]. * **Late Payment Penalties:** If you fail to make a timely payment of your property taxes, there are penalties associated with late payments. * These penalties typically include interest charges and potential late fees. * **Contacting the Collector's Office:** The Union County tax collector’s office can provide further clarification on these deadlines and procedures.

Appealing Your Assessment

If you believe your property assessment is incorrect, you have the right to appeal it through the Union County Appraiser's office. The appeals process usually involves: * **Submitting an Appeal:** You must submit a written request to the Appraiser’s Office with supporting documentation explaining why you feel the assessed value is inaccurate. * **Appraiser Review:** A review of your case will be conducted by the Appraiser and/or their assigned team, analyzing comparable property values in your area. For more information about the appeals process, visit the Union County Appraiser's office website or call their office directly. By understanding these key aspects of property tax, you can better manage your finances and make informed decisions regarding your property taxes in Union County.