Rate Breakdown

Property taxes in Union County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

Authority	Avg. Rate
County General Fund	0.45%
School District (Avg)	1.20%
City / Local (Avg)	0.35%

How Property Tax Works in Union County

Understanding property tax is crucial to managing your finances and ensuring you’re paying the right amount. Here’s a breakdown of how property taxes work in Union County: * **Assessment:** Your home's value determines its taxable value for property tax purposes. This assessment process involves an appraisal conducted by the county's assessor. Your assessed value is then compared to your market value, which can be subject to changes due to renovations or updates. * **Mill Rate:** The millage rate refers to the specific amount of tax levied per $100 of property value. This number is set by your local government and influences how much you ultimately pay. You’ll find this information on your County tax notice. The combined impact of your assessed value multiplied by the millage rate determines your final property tax bill.

Available Exemptions

Illinois offers a variety of exemptions that can significantly reduce or even eliminate your property taxes. These exemptions are determined at the state level, but some local jurisdictions may have additional rules and requirements: * **Homestead Exemption:** This exemption is available for homeowners who own their primary residence. The amount exempted varies based on state regulations. *

• To qualify, you must occupy the house as your permanent home.
• You can claim this exemption in your county’s property tax application, typically filed annually during spring or early summer.

* **Senior Citizen Exemption:** This exemption allows homeowners aged 65 years or older to receive a reduction on their property taxes. The amount is often based on income thresholds and the assessed value of your home. *

• Eligibility requirements vary by county, so check with your local assessor's office.
• The application process typically involves filling out a specific form that can be obtained from your county's website or the tax assessor’s office.

* **Disability Exemption:** Individuals with permanent disabilities may qualify for this exemption to reduce their property taxes based on limitations and needs. *

• Documentation of disability, such as medical certification, may be required for your application.
• You will need to file the application with the county’s tax assessor's office.

* **Veteran Exemption:** This exemption applies to veterans who served their country and meets specific requirements based on branch of service, years of commitment, etc. *

• Check your county's website for further information or contact the tax assessor’s office directly.

It is recommended to research these exemptions thoroughly on the Illinois Department of Revenue website or by visiting the Union County Assessor’s office.

Payment Schedule & Deadlines

To avoid late fees and penalties, ensure you understand the payment schedule for your property taxes in Union County: * **Due Date:** You will receive a tax bill from the county's treasurer between January-March of each year. The deadline to pay is typically in June or July. * **Payment Methods:** You can choose from various options: * Online Payments * Mail in payments (check or money order) * In-Person payment at designated locations, such as a county office or bank. * **Late Payment Consequences:** * Late fees and penalties may apply if you miss the payment deadline. For detailed information on payment deadlines, late fees, and payment options visit your county's website for specific instructions.

Appealing Your Assessment

If you believe your assessment is incorrect or not reflective of your property value, you have the right to appeal: * **Gather Documentation:** Collect supporting evidence like recent comparable sales in the neighborhood, updated improvements, and any repairs. * **Submit an Appeal:** You will need to file a formal appeal with the Union County Board of Review within a specific time frame set by the Illinois Department of Revenue. *

• Ensure you understand deadlines for your area as they vary based on local regulations.

If your appeal is successful, your assessed value will be adjusted accordingly to reflect your actual property value.