Rate Breakdown

Property taxes in Kendall County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

Authority	Avg. Rate
County General Fund	0.45%
School District (Avg)	1.20%
City / Local (Avg)	0.35%

How Property Tax Works in Kendall County

Property tax is a vital source of funding for local governments across Illinois. In Kendall County, it's levied on property owners to support schools, public safety, infrastructure development, and other essential services. The assessment process begins with the appraisal of your property by the county's assessor's office. The assessed value reflects the fair market worth of your home based on local factors like location, size, condition, and comparable properties. This value is then multiplied by a specific millage rate set by the Kendall County Board of Review. The millage rate refers to the amount of tax per $100 of equalized assessed value (EAV). The EAV represents a standardized way to compare property values across different towns and cities in Illinois. The rates are determined through an annual review and approval process, typically set during the fall months leading up to the following year. You'll see your estimated property tax bill from Kendall County based on your assessed value and applicable millage rates for the coming fiscal year. This amount is often split into multiple installments, ensuring even payment throughout the year.

Available Exemptions

Several exemptions can potentially reduce your overall property tax burden. Illinois offers several key programs to help residents: * **Homestead Exemption:** This exemption may be available for primary residences you own and occupy for at least one year. * This provides a significant reduction of assessed value, capped in many counties by a set amount. * **Senior Citizen Exemption:** For qualified seniors age 65 or older, the Illinois Department of Revenue can exempt a portion of your property taxes. It's important to apply through the local county office to ensure eligibility and avoid any errors with your tax bill. * **Disability Exemption:** If you have a disability that prevents you from working or earning income in a traditional sense, you may qualify for this exemption. Contacting your local Department of Revenue office is the best way to get information on this program. * You may be able to claim the full exemption even after the homestead exemption has been applied; however, it's important to check with Kendall County’s tax assessor about what qualifies as a "permanent disability" for this program. * **Veteran Exemption:** If you're a veteran who served in active duty for at least six years and are permanently disabled or have received the Purple Heart, you may be eligible for this exemption. Contact your local county office to explore eligibility.

Payment Schedule & Deadlines

To help with managing your property taxes, Kendall County has provided detailed information on how to make payments and deadlines: * **Payment Due Dates:** Property tax bills are typically due in two installments. The first payment is due by the end of June, and the second installment deadline is in October. * **Payment Options:** You can choose to pay your property taxes through online payment platforms such as e-check or credit/debit card payments. You will also be able to utilize auto-pay services available from many banks. To learn about these options, visit the Kendall County website or contact the county directly for more information. * **Late Payment Penalties:** Failure to pay your property taxes by the deadline can result in late fees, increasing your overall tax bill. If you anticipate difficulties making timely payments, reach out to the Kendall County Treasurer's Office for payment plans or other options like hardship programs.

Appealing Your Assessment

If you believe your property assessment is inaccurate or unfair, you have the right to appeal it through Kendall County's official appeals process. To begin this process, file an appeal with the Kendall County Assessor’s Office by following their specific guidelines and submitting any supporting documentation that supports your claims. You can learn more about the appeal process on the County website or contact their office directly for further information.