Rate Breakdown

Property taxes in Camden County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Camden County

Camden County, Georgia assesses property taxes based on the market value of real and personal property as of the county’s annual assessment date (January 1). The County Assessor’s Office determines the assessed value by applying a uniform assessment ratio—typically 40 % of the fair market value for residential property and 100 % for commercial or industrial parcels. Once the assessed value is established, the tax bill is calculated by multiplying that value by the applicable millage rate.

A millage rate is expressed in dollars per $1,000 of assessed value. For the 2024 fiscal year, Camden County’s combined millage (county, school, city and special districts) stands at approximately 29.45 mills. If your home is assessed at $150,000, the tax due would be:

• Assessed value (40 % of $150,000) = $60,000
• Tax = $60,000 ÷ 1,000 × 29.45 = $1,767.00

Additional levies—such as hospital or library taxes—may be added to the base rate, so always review your bill for the exact total.

Available Exemptions

Georgia offers several property‑tax exemptions that can reduce your taxable value. In Camden County you may qualify for the following:

• Homestead Exemption: Reduces the assessed value of a primary residence by up to $2,000. Must be owned and occupied as the owner’s principal dwelling.
• Senior Citizen Exemption: Residents aged 62 or older may receive an additional $2,000 exemption, provided they meet income limits (generally $45,000 household income).
• Disability Exemption: An extra $2,000 reduction is available to homeowners with a qualifying physical or mental disability, verified by a physician’s certification.
• Veteran Exemption: Honorably discharged veterans (or surviving spouses) can claim a $5,000 exemption for a primary residence. Disabled veterans receive an additional $5,000.

Exemptions are not cumulative; the highest applicable exemption is applied to the assessed value. Applications must be filed with the Camden County Tax Commissioner’s Office by March 1 each year, accompanied by supporting documentation.

Payment Schedule & Deadlines

Camden County property taxes are due in two installments:

• First Installment: Due October 1. A 5 % discount is offered for payments made on or before this date.
• Second Installment: Due March 1 of the following year. No discount is available, and interest begins to accrue after the due date.

If either installment is unpaid by the deadline, a 10 % penalty plus 1 % monthly interest is assessed. Persistent delinquency may result in tax lien filing, potential foreclosure, and a loss of exemption eligibility.

Taxpayers may pay online via the county’s secure portal, by mail, or in person at the Tax Commissioner’s Office. Setting up automatic monthly payments through the portal can help avoid missed deadlines.

Appealing Your Assessment

Homeowners who believe their property has been over‑assessed have the right to appeal. Follow these steps:

• Review the Assessment Packet: Examine the market value, assessment ratio, and any exemptions applied.
• File a Formal Appeal: Submit a written appeal to the Camden County Board of Assessors within 30 days of the notice of assessment (typically by March 1).
• Provide Evidence: Include recent comparable sales, an independent appraisal, or any documentation supporting a lower market value.
• Attend the Hearing: The Board will schedule a hearing where you can present your case. A decision is rendered within 30 days of the hearing.
• Further Review: If unsatisfied, you may request a review by the State Board of Equalization within 30 days of the Board’s decision.

Timely filing and thorough documentation are crucial for a successful appeal. For assistance, consider consulting a local real‑estate attorney or a qualified tax consultant who specializes in Georgia property tax law.