Rate Breakdown

Property taxes in Moffat County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Moffat County

Every year the Moffat County Assessor’s Office determines the taxable value of each parcel of real property. The process begins with the county’s “true cash value” appraisal, which reflects the market price of the land and any improvements (such as a house, garage, or other structures) as of January 1 of the tax year. This value is then adjusted for any applicable exemptions before the tax‐levying entities apply their millage rates.

A “mill” is equal to one‑tenth of one percent (0.001). The total property tax bill is calculated by multiplying the assessed (taxable) value by the combined millage rate of all local jurisdictions—including the county, city or town, school district, fire protection district, and any special districts that serve the parcel.

• County millage (2024): ~19.5 mills
• School district (e.g., Roosevelt R‑1): ~50 mills
• City/Town millage (if applicable): varies, typically 2‑10 mills
• Special district millage (fire, water, etc.): varies

Combine the rates for your specific location to determine the overall millage. For example, a property with a taxable value of $150,000 and a total millage of 75 mills would owe $11,250 in property taxes (150,000 × 0.075).

Available Exemptions

Colorado law provides several exemptions that can reduce the taxable value of your property. In Moffat County, you must apply for most of them; the homestead exemption is automatic for owner‑occupied residences.

• Homestead exemption: Up to $2,000 of assessed value is deducted for qualifying owner‑occupied homes.
• Senior citizen exemption: Residents aged 65 or older may receive an additional $1,000 reduction. Some counties offer larger exemptions; verify Moffat’s current amount.
• Disability exemption: Colorado offers a $1,000 exemption for qualified persons with a disability, provided the property is their primary residence.
• Veteran and surviving spouse exemption: Qualified veterans (or surviving spouses) can receive an exemption ranging from $1,000 to $2,000, depending on disability rating and service status.

All non‑automatic exemptions require a completed application to the Moffat County Assessor’s Office, typically due by March 31 of the tax year. Supporting documentation (proof of age, disability rating, DD‑214, etc.) must accompany the request.

Payment Schedule & Deadlines

Colorado property taxes are paid in two installments. The first installment is due on **April 5**; the second installment is due on **October 5**. Payments can be made online, by mail, or in person at the County Treasurer’s Office.

• Early payment discount: Some municipalities offer a small discount (often 2‑3 %) for payments made before the due date.
• Installment options: If the total bill exceeds $2,500, you may qualify for a quarterly payment plan through the County Treasurer.
• Late payments: A 5 % penalty is added to any installment not received by the due date, plus interest accruing daily at the statutory rate.

Failure to pay by the final due date can result in a tax lien, and the county may initiate a tax foreclosure proceeding. To avoid these actions, contact the Treasurer’s Office promptly if you anticipate difficulty meeting a deadline.

Appealing Your Assessment

If you believe your property’s assessed value is inaccurate, you have the right to appeal. The appeal process in Moffat County follows the statewide Colorado procedure:

1. File a protest: Submit a written protest to the Moffat County Assessor’s Office within 30 days of receiving your Notice of Valuation.
2. Gather evidence: Compile recent comparable sales, an independent appraisal, or photographs that support your claim of a lower market value.
3. Attend a hearing: The Assessor will schedule an informal hearing. Bring all documentation; the hearing officer will make a determination.
4. Further appeal: If unsatisfied with the hearing officer’s decision, you may request a formal hearing before the County Board of Equalization within 30 days of the written decision.

All appeals are free of charge, but you must adhere strictly to filing deadlines. For detailed forms and additional guidance, visit the Moffat County Assessor’s website or call their office during business hours.