Rate Breakdown

Property taxes in Morgan County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Morgan County

Every year the Morgan County Revenue Department assesses the market value of each real‑property parcel. The assessment is based on recent sales of comparable properties, improvements made to the land, and any changes in zoning or use. Once the assessed value (also called the "appraised value") is determined, the county applies its millage rates to calculate the tax bill.

• Assessment frequency: Properties are reassessed on a triennial cycle, but the department may adjust values in response to major renovations or new construction.
• Millage rates: A mill represents one‑tenth of one percent (0.001). In Morgan County the combined tax rate for 2024 is approximately 71.2 mills, which includes the county levy (≈30 mills), city or town rates, school district rates, and special district levies.
• Tax calculation example: If a home is assessed at $150,000, the tax due would be $150,000 × 0.0712 = $10,680 for the year before any exemptions are applied.

Available Exemptions

Alabama law provides several exemptions that can lower your taxable value. Morgan County administers these exemptions automatically when you qualify, but you must file the appropriate forms to receive them.

• Homestead Exemption: Reduces the assessed value of your primary residence by up to $3,000. Applicants must own and occupy the property as their principal dwelling.
• Senior Citizen Exemption: Residents age 65 or older may receive an additional $1,500 reduction in assessed value, provided they meet income guidelines set by the state.
• Disability Exemption: Qualified persons with a permanent physical or mental disability are eligible for a $1,500 reduction, similar to the senior exemption.
• Veteran Exemption: Honorably discharged veterans (and in some cases their surviving spouses) may qualify for a $1,500 exemption; disabled veterans may receive a larger reduction based on the degree of disability.

Payment Schedule & Deadlines

Property taxes in Morgan County are due in two installments. Paying on time helps you avoid penalties and interest, and it may qualify you for a modest early‑payment discount.

• First installment: Due October 1. This payment covers the first half of the tax year.
• Second installment: Due March 1 of the following year. It settles the remaining balance.
• Installment options: Taxpayers may elect to pay the full amount at either deadline, or set up automatic monthly debits through the county’s online portal.
• Late payment consequences: A 10 % penalty is assessed if a payment is not received by the due date, plus 1 % interest per month on the outstanding balance.
• Discounts: A 2 % discount is automatically applied when the full annual tax bill is paid by September 15.

Appealing Your Assessment

If you believe your property has been over‑assessed, Morgan County offers an appeal process that is straightforward but must be followed within strict timelines.

• File a petition: Submit a written appeal to the Morgan County Board of Equalization by the second Monday after the notice of assessment is mailed (typically late November).
• Gather evidence: Include recent comparable sales, an independent appraisal, or photographs showing the condition of the property.
• Hearing: The Board will schedule a hearing, usually within 30 days of receiving the petition. You may present your case in person or via video conference.
• Decision: The Board issues a written decision within 10 business days after the hearing. If unsatisfied, you may further appeal to the Alabama Board of Revenue.