Rate Breakdown

Property taxes in Coosa County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Coosa County

In Coosa County, property taxes are based on the assessed value of real and personal property located within the county’s borders. Each year the Coosa County Board of Revenue’s Assessment Office conducts a market value appraisal, which reflects the price the property would likely fetch on an open, competitive market. After the market value is determined, the assessor applies the county’s assessment ratio—currently 10 percent for residential land and 20 percent for commercial land—to arrive at the taxable or "assessed" value.

The taxable value is then multiplied by the local millage rate to calculate the annual tax bill. One mill represents one‑tenth of one cent, or $1 of tax per $1,000 of assessed value. Coosa County’s general millage rate for 2024 is 14.75 mills, while the city of Rockford, school districts, and other special districts each add their own millage rates. Adding all applicable millages typically results in a total rate ranging from 24 to 30 mills, depending on the property’s location.

Available Exemptions

Alabama law provides several exemptions that can lower the assessed value of a property, reducing the amount of tax owed. Residents of Coosa County may qualify for any of the following:

• Homestead Exemption: Up to $1,000 of assessed value is exempt for owners who use the property as their primary residence.
• Senior Citizen Exemption: Residents age 65 or older may receive an additional $2,000 exemption if their annual income does not exceed the state‑defined limit.
• Disability Exemption: Homeowners with a qualifying physical or mental disability can claim a $1,500 exemption, provided the disability is documented by a licensed physician.
• Veteran Exemption: Armed forces veterans who have served at least 90 days of active duty (or 30 days if disabled) are eligible for a $2,000 exemption; disabled veterans may receive an extra exemption based on the degree of disability.

To claim an exemption, owners must file the appropriate application with the Coosa County Board of Revenue before the annual assessment deadline, typically March 31.

Payment Schedule & Deadlines

Coosa County property taxes are due in two installments. The first installment—covering half of the total bill—is payable on or before October 1. The second installment, representing the remaining balance, is due on or before March 1 of the following year. Property owners may also elect to pay the entire amount in a single payment at any time before the first deadline.

Payments can be submitted by mail, in person at the County Revenue Office, or electronically through the Alabama Department of Revenue’s online portal. Late payments incur a 5 percent penalty plus interest computed at the state‑prescribed rate, and a tax lien may be placed on the property if the balance remains unpaid after a 30‑day notice period.

Appealing Your Assessment

If you believe your property’s assessed value is inaccurate, you have the right to appeal. The appeals process in Coosa County follows these steps:

• File a written protest with the Coosa County Board of Revenue within 30 days of receiving your assessment notice.
• Include supporting documentation such as recent comparable sales, an independent appraisal, or evidence of property damage.
• The Board will schedule a hearing, during which you may present your case before a panel of three members.
• After the hearing, the Board issues a written decision. If you disagree with the outcome, you may appeal to the Alabama Tax Appeals Board within 30 days of the decision.

Timely filing and thorough documentation are critical to a successful appeal, so be sure to gather all relevant evidence before the protest deadline.